All solved!

Thanks!

[Multipackwolf]

Sigh.. now Jack will have to add another protection method.
Sadly I don't play anymore so I can't offer you anything.

When you open the game, click Settings, and go to Multiplayer Options, then click "No Death Drop Online".

Hope I helped, sorry I just got back to the game I don't really have anything.

Make sure your difficulty isn't on one that drops your entire inventory. Also, make sure No Drop Death is on. All I can suggest is to just be cautious about who you trade with

^ Ahh yes, forgot about difficulty.